HMO plus or Managed Care?
Visana offers both: HMO plus and Managed Care. They are available together in 2 premium regions, and the cheaper of the two is not the same everywhere.
The cheaper one is not the same everywhere
Across 2 premium regions where both are offered, HMO plus is cheaper in 2 and Managed Care in 0. The average gap between them is CHF 207.60 a year.
The gap is widest in Bern — Region 2: CHF 238.80 a year.
What you accept in each case
HMO plus and Managed Care are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- HMO plus
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.