HMO plus or Visana Med Call — Region 2, Bern
Region 2, Bern: with Visana, HMO plus costs CHF 501.80 a month in 2026 and Visana Med Call CHF 581.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
HMO plus is the cheaper of the two here: CHF 957.60 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
HMO plus is a "Group practice (HMO)" model. Visana Med Call is a "Telemedicine and others" model.
- HMO plus
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Visana Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
Careful: one of these two models covers only a list of municipalities in this region. Check that yours is on it before choosing.
The price at every deductible
| Deductible | HMO plus | Visana Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 501.80 | CHF 581.60 | CHF 957.60 |
| 500 | CHF 495.10 | CHF 575.00 | CHF 958.80 |
| 1'000 | CHF 461.00 | CHF 540.80 | CHF 957.60 |
| 1'500 | CHF 431.80 | CHF 511.60 | CHF 957.60 |
| 2'000 | CHF 402.60 | CHF 482.50 | CHF 958.80 |
| 2'500 | CHF 373.50 | CHF 453.30 | CHF 957.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.