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Medicasa or Telmed — Region 2, Valais

Region 2, Valais: with Visperterminen, Medicasa costs CHF 435.60 a month in 2026 and Telmed CHF 419.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Telmed is the cheaper of the two here: CHF 198.00 saved per year against Medicasa, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Medicasa is a "Family doctor" model. Telmed is a "Telemedicine and others" model.

  • Medicasa

    Family doctor

    You pick a family doctor and always go to them first.

  • Telmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMedicasaTelmedGap per year
300CHF 435.60CHF 419.10CHF 198.00
500CHF 423.15CHF 406.70CHF 197.40
1'000CHF 396.65CHF 380.50CHF 193.80
1'500CHF 371.55CHF 349.90CHF 259.80
2'000CHF 345.65CHF 341.40CHF 51.00
2'500CHF 329.15CHF 316.90CHF 147.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.