Visperterminen Telmed — Region 2, Valais
Region 2, Valais: the Telmed model from Visperterminen costs CHF 419.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 419.10, Telmed is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 621.60 less per year than Visperterminen's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 419.10 | CHF 389.75 |
| 500 | CHF 406.70 | CHF 378.25 |
| 1'000 | CHF 380.50 | CHF 353.85 |
| 1'500 | CHF 349.90 | CHF 325.40 |
| 2'000 | CHF 341.40 | CHF 317.50 |
| 2'500 | CHF 316.90 | CHF 294.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 312.10 | CHF 290.25 |
| 500 | CHF 300.75 | CHF 279.70 |
| 1'000 | CHF 271.95 | CHF 252.90 |
| 1'500 | CHF 243.20 | CHF 226.20 |
| 2'000 | CHF 234.40 | CHF 218.00 |
| 2'500 | CHF 214.15 | CHF 199.15 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 87.20 | CHF 81.10 |
| 200 | CHF 76.05 | CHF 70.75 |
| 300 | CHF 71.15 | CHF 66.15 |
| 400 | CHF 64.20 | CHF 59.70 |
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.