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callmed 24 or casamed médecin de famille — Appenzell Innerrhoden

Appenzell Innerrhoden: with Vivao Sympany, callmed 24 costs CHF 360.40 a month in 2026 and casamed médecin de famille CHF 393.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

callmed 24 is the cheaper of the two here: CHF 402.00 saved per year against casamed médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

callmed 24 and casamed médecin de famille are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

Deductiblecallmed 24casamed médecin de familleGap per year
300CHF 360.40CHF 393.90CHF 402.00
500CHF 348.70CHF 382.20CHF 402.00
1'000CHF 319.60CHF 353.10CHF 402.00
1'500CHF 290.40CHF 323.90CHF 402.00
2'000CHF 261.20CHF 294.70CHF 402.00
2'500CHF 232.10CHF 265.60CHF 402.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.