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Vivao Sympany casamed hmo — Region 2, Ticino

Region 2, Ticino: the casamed hmo model from Vivao Sympany costs CHF 620.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 620.40, casamed hmo is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, casamed hmo costs CHF 1'111.20 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 620.40CHF 577.00
500CHF 608.70CHF 566.10
1'000CHF 579.50CHF 539.00
1'500CHF 550.40CHF 511.90
2'000CHF 521.20CHF 484.80
2'500CHF 492.00CHF 457.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 452.90CHF 421.20
500CHF 441.20CHF 410.40
1'000CHF 412.00CHF 383.20
1'500CHF 382.90CHF 356.10
2'000CHF 353.70CHF 329.00
2'500CHF 324.50CHF 301.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 183.00CHF 170.20
200CHF 171.40CHF 159.50
400CHF 159.70CHF 148.60
600CHF 148.00CHF 137.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.