Vivao Sympany casamed hmo — Region 2, Valais
Region 2, Valais: the casamed hmo model from Vivao Sympany costs CHF 436.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 436.80, casamed hmo is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, casamed hmo costs CHF 782.40 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 436.80 | CHF 406.30 |
| 500 | CHF 425.10 | CHF 395.40 |
| 1'000 | CHF 396.00 | CHF 368.30 |
| 1'500 | CHF 366.80 | CHF 341.20 |
| 2'000 | CHF 337.60 | CHF 314.00 |
| 2'500 | CHF 308.50 | CHF 287.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 318.90 | CHF 296.60 |
| 500 | CHF 307.20 | CHF 285.70 |
| 1'000 | CHF 278.00 | CHF 258.60 |
| 1'500 | CHF 248.90 | CHF 231.50 |
| 2'000 | CHF 219.70 | CHF 204.40 |
| 2'500 | CHF 197.10 | CHF 183.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.90 | CHF 119.90 |
| 200 | CHF 117.20 | CHF 109.00 |
| 400 | CHF 105.60 | CHF 98.30 |
| 600 | CHF 93.90 | CHF 87.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.