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Wädenswil Hausarztmodell — Aargau

Aargau: the Hausarztmodell model from Wädenswil costs CHF 499.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 499.00, Hausarztmodell is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Hausarztmodell costs CHF 462.00 less per year than Wädenswil's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 499.00CHF 469.10
500CHF 487.40CHF 458.20
1'000CHF 458.20CHF 430.80
1'500CHF 429.00CHF 403.30
2'000CHF 399.90CHF 376.00
2'500CHF 370.70CHF 348.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 371.30CHF 349.10
500CHF 359.70CHF 338.20
1'000CHF 330.50CHF 310.70
1'500CHF 301.30CHF 283.30
2'000CHF 272.20CHF 255.90
2'500CHF 243.00CHF 228.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 109.10CHF 102.60
100CHF 103.30CHF 97.20
200CHF 97.50CHF 91.70
300CHF 91.60CHF 86.20
400CHF 85.80CHF 80.70
500CHF 80.00CHF 75.20
600CHF 74.10CHF 69.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.