2027 health insurance premiums in Bern
What basic insurance costs in Bern today, how the premium has moved, and when the 2027 figures will be known.
Cheapest
CHF 447.50
2026 change
+6.2 %
Insurers
26
Bern is the 16th cheapest of 26 cantons.
The canton’s premium regions
Bern has 3 premium regions. Between the cheapest and the dearest, the gap reaches CHF 1'111 a year for the same contract — that is what the Swiss average does not tell you.
| Region | Cheapest | Gap per year | Communes | Cheapest insurer |
|---|---|---|---|---|
| Region 3 | CHF 447.50 | — | 107 | Agrisano |
| Region 2 | CHF 493.60 | +CHF 553 | 212 | Visana |
| Region 1 | CHF 540.10 | +CHF 1'111 | 15 | Visana |
The 2027 premiums are not published yet
The FOPH announces them at a press conference. The exchange with the cantons that precedes it is set for 21 September 2026 or 25 September 2026 — the Office itself writes that the final date would only be fixed in August. This page will show the real figures the same day, at the same address.
The trend from 2015 to 2026
The cheapest premium in Bern moved by +50.1 % between 2015 and 2026. It is the only honest figure to set against "what will I pay next year": what the canton has taken so far, not what it will take.
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +50.1 % over 11 years, or CHF 1'793 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 298.10 | — |
| 2016 | CHF 319.60 | +7.2 % |
| 2017 | CHF 334.70 | +4.7 % |
| 2018 | CHF 343.80 | +2.7 % |
| 2019 | CHF 363.50 | +5.7 % |
| 2020 | CHF 371.20 | +2.1 % |
| 2021 | CHF 368.50 | −0.7 % |
| 2022 | CHF 369.00 | +0.1 % |
| 2023 | CHF 376.00 | +1.9 % |
| 2024 | CHF 403.20 | +7.2 % |
| 2025 | CHF 421.30 | +4.5 % |
| 2026 | CHF 447.50 | +6.2 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
See my commune2027 health insurance premiums: what is known, and when
The other cantons
Sources
- OFSP — Approbation des primes 2027 (lettre aux cantons, 2 juin 2026)
- OFSP — Les primes 2026 augmentent de 4,4 % en moyenne (23 septembre 2025)
- Priminfo — année de prime actuelle et fichiers officiels
FOPH letter to the cantonal health departments of 2 June 2026 (ref. 721.1-1/43/14) and FOPH release of 23 September 2025 on the 2026 premiums. The premiums shown come from the official FOPH file. Checked on 25 August 2026.