Age class
In one sentence
The three LAMal categories: child up to 18, young adult from 19 to 25, adult from 26.
What it changes for you
Moving from one class to the next is the moment the premium jumps without anything changing in your life: on the 1 January after your 19th birthday, then after your 26th. The second step is the harsher one — that is where many discover their real premium. Both dates are predictable: they are the best moments to compare.