Hospital, general ward
In one sentence
What basic insurance covers in hospital: the general ward of a facility in your canton.
What it changes for you
Medical quality is the same as in other wards: what changes is comfort and free choice of doctor. A flat contribution of CHF 15 a day remains payable by you, with exceptions. An out-of-canton hospital is only covered in an emergency or on medical grounds — otherwise supplementary insurance pays the difference.