CHF 1'000 deductible in Region 1 of canton Basel-Landschaft
At a CHF 1'000 deductible, 23 insurers offer a premium in Region 1 of canton Basel-Landschaft. The lowest is CHF 517.50 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 558.30, the CHF 1'000 deductible saves CHF 489.60 a year on the premium.
What it risks
In exchange you must cover CHF 700 more yourself before the insurance steps in. The tipping point is CHF 789.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 1'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Sanitas | CHF 517.50 | View |
| 2 | Atupri | CHF 517.90 | View |
| 3 | CSS | CHF 518.30 | View |
| 4 | ÖKK | CHF 519.90 | View |
| 5 | KPT | CHF 528.50 | View |
| 6 | Helsana | CHF 531.20 | View |
| 7 | Vivao Sympany | CHF 531.50 | View |
| 8 | Mutuel | CHF 531.90 | View |
| 9 | SWICA | CHF 536.00 | View |
| 10 | Galenos | CHF 536.00 | View |
| 11 | Assura-Basis | CHF 536.50 | View |
| 12 | Visana | CHF 551.70 | View |
| 13 | CONCORDIA | CHF 552.50 | View |
| 14 | Sumiswalder | CHF 557.00 | View |
| 15 | Agrisano | CHF 559.20 | View |
| 16 | Avenir | CHF 567.20 | View |
| 17 | Philos | CHF 584.80 | View |
| 18 | rhenusana | CHF 590.40 | View |
| 19 | sana24 | CHF 593.70 | View |
| 20 | EGK | CHF 597.80 | View |
| 21 | Aquilana | CHF 605.20 | View |
| 22 | SLKK | CHF 640.60 | View |
| 23 | vita surselva | CHF 654.55 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.