Philos — Region 1 of canton Basel-Landschaft, 2026 premiums
Philos covers the 21 municipalities of Region 1 in canton Basel-Landschaft. Its lowest adult premium here is CHF 462.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Philos ranks 17 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 598.43 a month.
What staying costs
Moving from Philos to Sanitas, the cheapest insurer in this region, saves CHF 804.00 a year for an adult on the same profile.
The full Philos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 731.30 | CHF 654.60 | CHF 625.30 | CHF 625.30 |
| 500 | CHF 719.80 | CHF 643.10 | CHF 613.80 | CHF 614.30 |
| 1'000 | CHF 690.80 | CHF 614.10 | CHF 584.80 | CHF 586.80 |
| 1'500 | CHF 661.30 | CHF 584.60 | CHF 555.30 | CHF 558.80 |
| 2'000 | CHF 632.30 | CHF 555.60 | CHF 526.30 | CHF 530.00 |
| 2'500 | CHF 603.30 | CHF 526.60 | CHF 497.30 | CHF 501.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 556.20 | CHF 509.00 | CHF 486.70 | CHF 475.60 |
| 500 | CHF 544.70 | CHF 497.50 | CHF 475.20 | CHF 464.10 |
| 1'000 | CHF 515.70 | CHF 468.50 | CHF 446.20 | CHF 435.10 |
| 1'500 | CHF 486.20 | CHF 439.00 | CHF 416.70 | CHF 405.60 |
| 2'000 | CHF 457.20 | CHF 410.00 | CHF 387.70 | CHF 376.60 |
| 2'500 | CHF 428.20 | CHF 381.00 | CHF 358.70 | CHF 347.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 135.00 | CHF 124.90 | CHF 120.80 | CHF 119.50 |
| 100 | CHF 130.60 | CHF 120.50 | CHF 116.50 | CHF 115.10 |
| 200 | CHF 126.30 | CHF 116.20 | CHF 112.10 | CHF 110.80 |
| 300 | CHF 121.80 | CHF 111.70 | CHF 107.70 | CHF 106.30 |
| 400 | CHF 117.50 | CHF 107.40 | CHF 103.30 | CHF 102.00 |
| 500 | CHF 113.10 | CHF 103.00 | CHF 99.00 | CHF 97.60 |
| 600 | CHF 108.70 | CHF 98.60 | CHF 94.60 | CHF 93.20 |
With or without accident cover
With accident cover: CHF 731.30 a month. Without: CHF 680.20. Dropping it saves CHF 613.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 598.40 in 2025 to CHF 462.50 — a rise of 4.5 %.
The 21 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Basel-Landschaft, not to the municipality.
Aesch (BL) · Allschwil · Arlesheim · Biel-Benken · Binningen · Birsfelden · Bottmingen · Bubendorf · Ettingen · Frenkendorf · Füllinsdorf · Lausen · Liestal · Muttenz · Münchenstein · Oberwil (BL) · Pfeffingen · Pratteln · Reinach (BL) · Schönenbuch · Therwil
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 558.30 | View |
| Atupri | CHF 558.70 | View |
| CSS | CHF 559.10 | View |
| ÖKK | CHF 560.70 | View |
| KPT | CHF 569.30 | View |
| SWICA | CHF 570.10 | View |
| Helsana | CHF 572.00 | View |
| Vivao Sympany | CHF 572.30 | View |
| Mutuel | CHF 572.40 | View |
| Galenos | CHF 576.90 | View |
| Assura-Basis | CHF 577.30 | View |
| Visana | CHF 592.60 | View |
| CONCORDIA | CHF 593.30 | View |
| Sumiswalder | CHF 594.60 | View |
| Agrisano | CHF 596.10 | View |
| Avenir | CHF 607.70 | View |
| rhenusana | CHF 627.90 | View |
| sana24 | CHF 634.60 | View |
| EGK | CHF 638.60 | View |
| Aquilana | CHF 640.60 | View |
| SLKK | CHF 676.60 | View |
| vita surselva | CHF 689.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.