Avenir in the canton of Geneva — 2026 premiums
Avenir covers the 45 municipalities of the canton of Geneva. Its lowest adult premium there is CHF 633.60 a month, with a 300-franc deductible and accident cover included.
Where it stands
Avenir ranks 12 out of 21 active insurers in the canton of Geneva, cheapest to dearest.
The cantonal average across all insurers is CHF 669.10 a month.
What switching would save you
Moving from Avenir to Assura-Basis SA, the canton’s cheapest insurer, would save you CHF 351.60 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Geneva
This canton has a single premium region: the rate is the same everywhere.
| Region | Municipalities | For example | From |
|---|---|---|---|
| Region 0 | 45 | Aire-la-Ville, Anières, Avully, Avusy | CHF 633.60 |
The models offered by Avenir
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| HMO practice — OptiMed | CHF 633.60 |
| Other model — PrimaFlex | CHF 664.70 |
| Family doctor — PrimaCare | CHF 680.30 |
| Free choice of doctor — Grundversicherung | CHF 777.40 |
The twelve years, year by year
Since 2015, the lowest Avenir premium here has moved by +60.0 %, against +68.9 % for the cheapest insurer in the same place. The twelve years, year by year
Same group, a different price
- In this region Mutuel belongs to the same group as the insurer above — Groupe Mutuel — and costs CHF 110.40 less per year, for cover the law defines word for word the same way. CHF 624.40
- In this region Philos belongs to the same group — Groupe Mutuel — and costs CHF 426.00 more per year. You are already on the right side. CHF 669.10
Two brands of the same house share reserves and management; their prices do not. Switching inside a group is still a real change of contract: the same cancellation rules apply.
The other insurers in the canton of Geneva
21 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Assura-Basis SA | CHF 604.30 | View |
| CSS Assurance-maladie SA | CHF 609.30 | View |
| Sanitas Grundversicherungen AG | CHF 609.30 | View |
| Atupri Assurance de la santé SA | CHF 609.70 | View |
| Helsana Assurances SA | CHF 613.70 | View |
| Vivao Sympany SA | CHF 616.00 | View |
| Mutuel Assurance Maladie SA | CHF 624.40 | View |
| KPT Caisse-maladie SA | CHF 626.60 | View |
| SWICA Assurance-maladie SA | CHF 632.10 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 632.30 | View |
| sana24 AG | CHF 633.20 | View |
| EGK Grundversicherungen AG | CHF 641.10 | View |
| Galenos AG | CHF 655.00 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 656.80 | View |
| Aquilana Versicherungen | CHF 665.90 | View |
| Philos Assurance Maladie SA | CHF 669.10 | View |
| Visana AG | CHF 688.40 | View |
| vita surselva | CHF 836.00 | View |
| rhenusana | CHF 880.40 | View |
| Agrisano Krankenkasse AG | CHF 913.80 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.