Other model with a CHF 300 deductible in Region 2 of canton Valais

26 insurers offer a Other model with a CHF 300 deductible in Region 2. The lowest premium is CHF 406.30 a month for an adult, accident cover included.

What this combination earns

Against free choice of doctor at the minimum deductible, whose lowest premium is CHF 470.90, this combination saves CHF 775.20 a year.

Where the saving comes from

The model contributes about CHF 775.20 a year — the part paid for in freedom to choose your doctor, at the same CHF 300 deductible.

The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.

What the deductible risks

This is the minimum deductible: no extra risk compared with the reference.

The insurers, cheapest to dearest

26 insurers offer this combination in this region, with the trade name of their plan.

Rank	Insurer	Plan name	Premium
1	Agrisano	AGRIsmart	CHF 406.30	View
2	Visperterminen	Telmed	CHF 419.10	View
3	sodalis	Digimed	CHF 423.40	View
4	SLKK	SLKK-SmartMed	CHF 429.10	View
5	Atupri	TelFirst	CHF 430.10	View
6	ÖKK	Select	CHF 432.00	View
7	Vivao Sympany	FlexHelp 24	CHF 434.30	View
8	Helsana	BeneFit PLUS Telmed	CHF 440.30	View
9	KPT	KPTwin.smart	CHF 443.80	View
10	Galenos	Combi Care	CHF 445.30	View
11	sana24	Combi Care	CHF 449.10	View
12	Assura-Basis	Gesundheitnetz	CHF 450.00	View
13	CONCORDIA	smartDoc	CHF 450.70	View
14	Steffisburg	Sanmed24	CHF 455.10	View
15	Sumiswalder	Telmed	CHF 456.50	View
16	Visana	Med Call	CHF 456.60	View
17	CSS	Callmed	CHF 468.00	View
18	Aquilana	SMARTMED	CHF 472.80	View
19	SWICA	FAVORIT TELMED	CHF 474.10	View
20	Mutuel	SanaTel	CHF 478.10	View
21	EGK	EGK-TelCare	CHF 479.90	View
22	Philos	PrimaFlex	CHF 503.00	View
23	Sanitas	TelMed (Compact One)	CHF 509.40	View
24	AMB	SanaTel	CHF 510.10	View
25	vallée d’Entremont	SanaTel	CHF 524.40	View
26	Avenir	PrimaFlex	CHF 526.20	View

Source: Federal Office of Public Health (FOPH), official premiums. 2026.