Philos — Region 2 of canton Valais, 2026 premiums
Philos covers the 69 municipalities of Region 2 in canton Valais. Its lowest adult premium here is CHF 348.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Philos ranks 23 out of 28 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 462.98 a month.
What staying costs
Moving from Philos to Agrisano, the cheapest insurer in this region, saves CHF 1'160.40 a year for an adult on the same profile.
The full Philos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 588.30 | CHF 526.50 | CHF 503.00 | CHF 503.00 |
| 500 | CHF 576.80 | CHF 515.00 | CHF 491.50 | CHF 492.00 |
| 1'000 | CHF 547.80 | CHF 486.00 | CHF 462.50 | CHF 464.50 |
| 1'500 | CHF 518.30 | CHF 456.50 | CHF 433.00 | CHF 435.90 |
| 2'000 | CHF 489.30 | CHF 427.50 | CHF 404.00 | CHF 406.90 |
| 2'500 | CHF 460.30 | CHF 398.50 | CHF 375.00 | CHF 377.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 423.70 | CHF 387.70 | CHF 370.80 | CHF 362.30 |
| 500 | CHF 412.20 | CHF 376.20 | CHF 359.30 | CHF 350.80 |
| 1'000 | CHF 383.20 | CHF 347.20 | CHF 330.30 | CHF 321.80 |
| 1'500 | CHF 353.70 | CHF 317.70 | CHF 300.80 | CHF 292.30 |
| 2'000 | CHF 324.70 | CHF 288.70 | CHF 271.80 | CHF 263.30 |
| 2'500 | CHF 295.70 | CHF 259.70 | CHF 242.80 | CHF 234.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 94.70 | CHF 87.60 | CHF 84.80 | CHF 83.80 |
| 100 | CHF 90.40 | CHF 83.30 | CHF 80.40 | CHF 79.50 |
| 200 | CHF 86.00 | CHF 78.90 | CHF 76.10 | CHF 75.10 |
| 300 | CHF 81.60 | CHF 74.50 | CHF 71.70 | CHF 70.70 |
| 400 | CHF 77.30 | CHF 70.20 | CHF 67.30 | CHF 66.40 |
| 500 | CHF 72.90 | CHF 65.80 | CHF 63.00 | CHF 62.00 |
| 600 | CHF 68.50 | CHF 61.40 | CHF 58.50 | CHF 57.60 |
With or without accident cover
With accident cover: CHF 588.30 a month. Without: CHF 547.10. Dropping it saves CHF 494.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 475.40 in 2025 to CHF 348.80 — a rise of 5.8 %.
The 69 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Valais, not to the municipality.
Agarn · Albinen · Anniviers · Ausserberg · Baltschieder · Bellwald · Bettmeralp · Binn · Bister · Bitsch · Blatten · Brig-Glis · Bürchen · Eggerberg · Eischoll · Eisten · Embd · Ergisch · Ernen · Evolène · Ferden · Fiesch · Fieschertal · Gampel-Bratsch · Goms · Grengiols · Grächen · Guttet-Feschel · Hérémence · Inden · Kippel · Lalden · Lax · Leuk · Leukerbad · Mont-Noble · Mörel-Filet · Naters · Niedergesteln · Oberems · Obergoms · Randa · Raron · Ried-Brig · Riederalp · Saas-Almagell · Saas-Balen · Saas-Fee · Saas-Grund · Saint-Martin (VS) · Salgesch · Simplon · St. Niklaus · Stalden (VS) · Staldenried · Steg-Hohtenn · Termen · Turtmann-Unterems · Täsch · Törbel · Unterbäch · Varen · Vex · Visp · Visperterminen · Wiler (Lötschen) · Zeneggen · Zermatt · Zwischbergen
The other insurers in Region 2
28 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 406.30 | View |
| Visperterminen | CHF 419.10 | View |
| sodalis | CHF 423.40 | View |
| SLKK | CHF 429.10 | View |
| Atupri | CHF 430.10 | View |
| ÖKK | CHF 432.00 | View |
| Vivao Sympany | CHF 434.30 | View |
| Helsana | CHF 440.30 | View |
| KPT | CHF 443.80 | View |
| Galenos | CHF 445.30 | View |
| CSS | CHF 447.20 | View |
| Assura-Basis | CHF 447.50 | View |
| SWICA | CHF 448.40 | View |
| sana24 | CHF 449.10 | View |
| CONCORDIA | CHF 450.70 | View |
| Steffisburg | CHF 455.10 | View |
| Sumiswalder | CHF 456.50 | View |
| Visana | CHF 456.60 | View |
| EGK | CHF 472.60 | View |
| Aquilana | CHF 472.80 | View |
| Mutuel | CHF 478.10 | View |
| Sanitas | CHF 492.40 | View |
| AMB | CHF 510.10 | View |
| vita surselva | CHF 511.00 | View |
| Avenir | CHF 523.20 | View |
| vallée d’Entremont | CHF 524.40 | View |
| rhenusana | CHF 561.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums.