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Assura-Basis or Atupri in Region 3 of canton St. Gallen?

In Region 3, Assura-Basis is CHF 96.00 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 435.10 a month, Atupri to CHF 443.10. The gap is CHF 96.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 401.60 a month. Moving there rather than to Assura-Basis is worth CHF 402.00 more a year. Agrisano

Where they stand in the region

Assura-Basis ranks 5 and Atupri ranks 8, out of 25 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisAtupriGap
300CHF 524.20CHF 511.10+ 13.10
500CHF 512.60CHF 499.50+ 13.10
1'000CHF 483.40CHF 470.30+ 13.10
1'500CHF 454.20CHF 441.10+ 13.10
2'000CHF 425.10CHF 412.00+ 13.10
2'500CHF 395.90CHF 382.80+ 13.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisAtupri
Family doctorCHF 435.10CHF 465.10
Free choice of doctorCHF 524.20CHF 511.10
Other model—CHF 443.10
HMO practice—CHF 458.50

How they moved in this region

Against 2025, Assura-Basis moves by + 2.4 % and Atupri by + 5.8 % in this region.

Assura-Basis, Atupri, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.