Agrisano — Region 3 of canton St. Gallen, 2026 premiums
Agrisano covers the 23 municipalities of Region 3 in canton St. Gallen. Its lowest adult premium here is CHF 276.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Agrisano is the cheapest insurer in Region 3, out of 25 active insurers.
The regional average across insurers is CHF 457.98 a month.
What staying costs
Agrisano is already the cheapest in Region 3: no insurer here does better on the same profile.
The full Agrisano table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 467.00 | CHF 429.60 | CHF 401.60 |
| 500 | CHF 455.30 | CHF 418.90 | CHF 391.60 |
| 1'000 | CHF 426.20 | CHF 392.10 | CHF 366.50 |
| 1'500 | CHF 397.00 | CHF 365.20 | CHF 341.40 |
| 2'000 | CHF 367.80 | CHF 338.40 | CHF 316.30 |
| 2'500 | CHF 338.70 | CHF 311.60 | CHF 291.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 340.90 | CHF 313.60 | CHF 293.20 |
| 500 | CHF 329.20 | CHF 302.90 | CHF 283.10 |
| 1'000 | CHF 300.10 | CHF 276.10 | CHF 258.10 |
| 1'500 | CHF 270.90 | CHF 249.20 | CHF 233.00 |
| 2'000 | CHF 241.70 | CHF 222.40 | CHF 207.90 |
| 2'500 | CHF 212.60 | CHF 195.60 | CHF 182.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 0 | CHF 46.70 | CHF 43.00 | CHF 40.20 |
| 200 | CHF 40.20 | CHF 37.00 | CHF 34.60 |
| 300 | CHF 34.10 | CHF 31.40 | CHF 29.30 |
| 400 | CHF 28.50 | CHF 26.20 | CHF 24.80 |
| 500 | CHF 27.60 | CHF 25.40 | CHF 24.70 |
| 600 | CHF 26.60 | CHF 24.80 | CHF 24.60 |
With or without accident cover
With accident cover: CHF 467.00 a month. Without: CHF 443.70. Dropping it saves CHF 279.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 381.60 in 2025 to CHF 276.70 — a rise of 5.2 %.
The 23 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton St. Gallen, not to the municipality.
Altstätten · Balgach · Berneck · Bütschwil-Ganterschwil · Degersheim · Diepoldsau · Ebnat-Kappel · Eichberg · Gams · Grabs · Lichtensteig · Lütisburg · Marbach (SG) · Mosnang · Neckertal · Nesslau · Oberriet (SG) · Rebstein · Rüthi (SG) · Sennwald · Wattwil · Widnau · Wildhaus-Alt St. Johann
The other insurers in Region 3
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| SWICA | CHF 431.30 | View |
| KPT | CHF 431.80 | View |
| Galenos | CHF 434.40 | View |
| Assura-Basis | CHF 435.10 | View |
| CONCORDIA | CHF 441.10 | View |
| Helsana | CHF 441.80 | View |
| Atupri | CHF 443.10 | View |
| sana24 | CHF 444.80 | View |
| Sanitas | CHF 445.80 | View |
| CSS | CHF 446.30 | View |
| ÖKK | CHF 447.10 | View |
| Aquilana | CHF 447.80 | View |
| Vivao Sympany | CHF 448.90 | View |
| EGK | CHF 454.50 | View |
| Sumiswalder | CHF 455.00 | View |
| rhenusana | CHF 457.10 | View |
| Mutuel | CHF 464.30 | View |
| vita surselva | CHF 465.50 | View |
| Avenir | CHF 471.40 | View |
| Glarner | CHF 490.50 | View |
| Visana | CHF 505.00 | View |
| SLKK | CHF 506.80 | View |
| Philos | CHF 512.50 | View |
| Einsiedler | CHF 525.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.