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Assura-Basis or CONCORDIA in Region 2 of canton Bern?

In Region 2, Assura-Basis is CHF 236.40 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 509.90 a month, CONCORDIA to CHF 529.60. The gap is CHF 236.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 493.60 a month. Moving there rather than to Assura-Basis is worth CHF 195.60 more a year. Visana

Where they stand in the region

Assura-Basis ranks 5 and CONCORDIA ranks 14, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisCONCORDIAGap
300CHF 586.00CHF 626.70− 40.70
500CHF 574.40CHF 615.10− 40.70
1'000CHF 545.20CHF 585.90− 40.70
1'500CHF 516.00CHF 556.70− 40.70
2'000CHF 486.90CHF 527.60− 40.70
2'500CHF 457.70CHF 498.40− 40.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisCONCORDIA
Family doctorCHF 509.90CHF 564.10
Free choice of doctorCHF 586.00CHF 626.70
HMO practice—CHF 529.60
Other model—CHF 542.10

How they moved in this region

Against 2025, Assura-Basis moves by + 2.1 % and CONCORDIA by + 9.9 % in this region.

Assura-Basis, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.