Assura-Basis or CONCORDIA?
Basic benefits are identical at Assura-Basis and CONCORDIA — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
CONCORDIA is cheaper in 25 of 42 premium regions.
On average, CONCORDIA costs CHF 65 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Assura-Basis | CONCORDIA | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 487.50 | CHF 480.70 | +CHF 6.80 |
| Appenzell Innerrhoden | single | CHF 371.70 | CHF 378.00 | CHF -6.30 |
| Appenzell Ausserrhoden | single | CHF 462.60 | CHF 456.20 | +CHF 6.40 |
| Bern | 1 | CHF 589.50 | CHF 590.80 | CHF -1.30 |
| Bern | 2 | CHF 509.90 | CHF 529.60 | CHF -19.70 |
| Bern | 3 | CHF 502.30 | CHF 495.60 | +CHF 6.70 |
| Basel-Landschaft | 1 | CHF 577.30 | CHF 593.30 | CHF -16.00 |
| Basel-Landschaft | 2 | CHF 531.20 | CHF 555.30 | CHF -24.10 |
| Basel-Stadt | single | CHF 576.10 | CHF 593.20 | CHF -17.10 |
| Fribourg | 1 | CHF 521.90 | CHF 513.60 | +CHF 8.30 |
| Fribourg | 2 | CHF 492.40 | CHF 482.70 | +CHF 9.70 |
| Geneva | single | CHF 604.30 | CHF 632.30 | CHF -28.00 |
| Glarus | single | CHF 516.00 | CHF 452.40 | +CHF 63.60 |
| Grisons | 1 | CHF 544.80 | CHF 461.70 | +CHF 83.10 |
| Grisons | 2 | CHF 484.90 | CHF 445.60 | +CHF 39.30 |
| Grisons | 3 | CHF 451.00 | CHF 426.20 | +CHF 24.80 |
| Jura | single | CHF 562.10 | CHF 594.00 | CHF -31.90 |
| Lucerne | 1 | CHF 478.80 | CHF 476.00 | +CHF 2.80 |
| Lucerne | 2 | CHF 456.60 | CHF 447.40 | +CHF 9.20 |
| Lucerne | 3 | CHF 440.20 | CHF 435.20 | +CHF 5.00 |
| Neuchâtel | single | CHF 569.30 | CHF 608.90 | CHF -39.60 |
| Nidwalden | single | CHF 437.90 | CHF 426.40 | +CHF 11.50 |
| Obwalden | single | CHF 470.70 | CHF 414.90 | +CHF 55.80 |
| St. Gallen | 1 | CHF 492.20 | CHF 486.70 | +CHF 5.50 |
| St. Gallen | 2 | CHF 458.00 | CHF 456.00 | +CHF 2.00 |
| St. Gallen | 3 | CHF 435.10 | CHF 441.10 | CHF -6.00 |
| Schaffhausen | 1 | CHF 492.00 | CHF 502.30 | CHF -10.30 |
| Schaffhausen | 2 | CHF 452.60 | CHF 469.60 | CHF -17.00 |
| Solothurn | single | CHF 522.20 | CHF 507.10 | +CHF 15.10 |
| Schwyz | single | CHF 453.30 | CHF 435.80 | +CHF 17.50 |
| Thurgau | single | CHF 495.30 | CHF 458.90 | +CHF 36.40 |
| Ticino | 1 | CHF 617.80 | CHF 613.40 | +CHF 4.40 |
| Ticino | 2 | CHF 579.00 | CHF 571.60 | +CHF 7.40 |
| Uri | single | CHF 464.80 | CHF 421.50 | +CHF 43.30 |
| Vaud | 1 | CHF 578.90 | CHF 596.70 | CHF -17.80 |
| Vaud | 2 | CHF 537.30 | CHF 566.50 | CHF -29.20 |
| Valais | 1 | CHF 505.60 | CHF 498.00 | +CHF 7.60 |
| Valais | 2 | CHF 447.50 | CHF 450.70 | CHF -3.20 |
| Zug | single | CHF 381.20 | CHF 335.70 | +CHF 45.50 |
| Zurich | 1 | CHF 522.80 | CHF 544.00 | CHF -21.20 |
| Zurich | 2 | CHF 498.90 | CHF 492.30 | +CHF 6.60 |
| Zurich | 3 | CHF 454.00 | CHF 461.20 | CHF -7.20 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.