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Assura-Basis or CONCORDIA in Region 2 of canton Fribourg?

In Region 2, CONCORDIA is CHF 116.40 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CONCORDIA comes down to CHF 482.70 a month, Assura-Basis to CHF 492.40. The gap is CHF 116.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to CONCORDIA is worth CHF 392.40 more a year. Agrisano

Where they stand in the region

Assura-Basis ranks 16 and CONCORDIA ranks 15, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisCONCORDIAGap
300CHF 565.90CHF 558.00+ 7.90
500CHF 554.30CHF 546.40+ 7.90
1'000CHF 525.10CHF 517.20+ 7.90
1'500CHF 495.90CHF 488.00+ 7.90
2'000CHF 466.80CHF 458.90+ 7.90
2'500CHF 437.60CHF 429.70+ 7.90

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisCONCORDIA
Family doctorCHF 492.40CHF 491.10
Other modelCHF 495.20CHF 482.70
Free choice of doctorCHF 565.90CHF 558.00
HMO practice—CHF 482.70

How they moved in this region

Against 2025, Assura-Basis moves by + 4.6 % and CONCORDIA by + 8.9 % in this region.

Assura-Basis, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.