Assura-Basis or CONCORDIA in Region 2 of canton Valais?
In Region 2, Assura-Basis is CHF 38.40 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 447.50 a month, CONCORDIA to CHF 450.70. The gap is CHF 38.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to Assura-Basis is worth CHF 494.40 more a year. Agrisano
Where they stand in the region
Assura-Basis ranks 12 and CONCORDIA ranks 15, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 505.60 | CHF 521.00 | − 15.40 |
| 500 | CHF 494.00 | CHF 509.40 | − 15.40 |
| 1'000 | CHF 464.80 | CHF 480.20 | − 15.40 |
| 1'500 | CHF 435.60 | CHF 451.00 | − 15.40 |
| 2'000 | CHF 406.50 | CHF 421.90 | − 15.40 |
| 2'500 | CHF 377.30 | CHF 392.70 | − 15.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | CONCORDIA |
|---|---|---|
| Family doctor | CHF 447.50 | CHF 463.70 |
| Other model | CHF 450.00 | CHF 450.70 |
| Free choice of doctor | CHF 505.60 | CHF 521.00 |
| HMO practice | — | CHF 450.70 |
How they moved in this region
Against 2025, Assura-Basis moves by + 6.5 % and CONCORDIA by + 7.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.