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Assura-Basis or CONCORDIA in Region 2 of canton Valais?

In Region 2, Assura-Basis is CHF 38.40 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 447.50 a month, CONCORDIA to CHF 450.70. The gap is CHF 38.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to Assura-Basis is worth CHF 494.40 more a year. Agrisano

Where they stand in the region

Assura-Basis ranks 12 and CONCORDIA ranks 15, out of 28 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisCONCORDIAGap
300CHF 505.60CHF 521.00− 15.40
500CHF 494.00CHF 509.40− 15.40
1'000CHF 464.80CHF 480.20− 15.40
1'500CHF 435.60CHF 451.00− 15.40
2'000CHF 406.50CHF 421.90− 15.40
2'500CHF 377.30CHF 392.70− 15.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisCONCORDIA
Family doctorCHF 447.50CHF 463.70
Other modelCHF 450.00CHF 450.70
Free choice of doctorCHF 505.60CHF 521.00
HMO practiceCHF 450.70

How they moved in this region

Against 2025, Assura-Basis moves by + 6.5 % and CONCORDIA by + 7.2 % in this region.

Assura-Basis, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.