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Assura-Basis or CONCORDIA in Region 1 of canton Vaud?

In Region 1, Assura-Basis is CHF 213.60 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 578.90 a month, CONCORDIA to CHF 596.70. The gap is CHF 213.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to Assura-Basis is worth CHF 105.60 more a year. Atupri

Where they stand in the region

Assura-Basis ranks 4 and CONCORDIA ranks 12, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisCONCORDIAGap
300CHF 669.20CHF 689.80− 20.60
500CHF 657.60CHF 678.20− 20.60
1'000CHF 628.40CHF 649.00− 20.60
1'500CHF 599.20CHF 619.80− 20.60
2'000CHF 570.10CHF 590.70− 20.60
2'500CHF 540.90CHF 561.50− 20.60

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisCONCORDIA
Family doctorCHF 578.90CHF 610.50
Other modelCHF 595.60CHF 596.70
Free choice of doctorCHF 669.20CHF 689.80
HMO practice—CHF 596.70

How they moved in this region

Against 2025, Assura-Basis moves by + 4.4 % and CONCORDIA by + 6.7 % in this region.

Assura-Basis, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.