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Assura-Basis or CONCORDIA in Region 2 of canton Vaud?

In Region 2, Assura-Basis is CHF 350.40 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 537.30 a month, CONCORDIA to CHF 566.50. The gap is CHF 350.40 a year, 300-franc deductible, accident cover included.

What the question hides

Assura-Basis is also the cheapest insurer in the region, out of 21 active insurers. Duel and ranking give the same answer here.

Where they stand in the region

Assura-Basis ranks 1 and CONCORDIA ranks 15, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisCONCORDIAGap
300CHF 621.10CHF 654.80− 33.70
500CHF 609.50CHF 643.20− 33.70
1'000CHF 580.30CHF 614.00− 33.70
1'500CHF 551.10CHF 584.80− 33.70
2'000CHF 522.00CHF 555.70− 33.70
2'500CHF 492.80CHF 526.50− 33.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisCONCORDIA
Family doctorCHF 537.30CHF 579.50
Other modelCHF 552.80CHF 566.50
Free choice of doctorCHF 621.10CHF 654.80
HMO practiceCHF 566.50

How they moved in this region

Against 2025, Assura-Basis moves by + 7.1 % and CONCORDIA by + 6.7 % in this region.

Assura-Basis, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.