Assura-Basis or EGK in Region 2 of canton Ticino?
In Region 2, Assura-Basis is CHF 70.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 579.00 a month, EGK to CHF 584.90. The gap is CHF 70.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to Assura-Basis is worth CHF 480.00 more a year. Agrisano
Where they stand in the region
Assura-Basis ranks 8 and EGK ranks 10, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | EGK | Gap |
|---|---|---|---|
| 300 | CHF 669.30 | CHF 692.10 | − 22.80 |
| 500 | CHF 657.70 | CHF 680.50 | − 22.80 |
| 1'000 | CHF 628.50 | CHF 651.30 | − 22.80 |
| 1'500 | CHF 599.30 | CHF 622.10 | − 22.80 |
| 2'000 | CHF 570.20 | CHF 593.00 | − 22.80 |
| 2'500 | CHF 541.00 | CHF 563.80 | − 22.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | EGK |
|---|---|---|
| Family doctor | CHF 579.00 | CHF 591.80 |
| Free choice of doctor | CHF 669.30 | CHF 692.10 |
| Other model | — | CHF 584.90 |
How they moved in this region
Against 2025, Assura-Basis moves by + 9.7 % and EGK by + 5.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.