Assura-Basis or EGK?
Basic benefits are identical at Assura-Basis and EGK — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Assura-Basis is cheaper in 29 of 42 premium regions.
On average, Assura-Basis costs CHF 169 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Assura-Basis | EGK | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 487.50 | CHF 481.70 | +CHF 5.80 |
| Appenzell Innerrhoden | single | CHF 371.70 | CHF 426.30 | CHF -54.60 |
| Appenzell Ausserrhoden | single | CHF 462.60 | CHF 447.90 | +CHF 14.70 |
| Bern | 1 | CHF 589.50 | CHF 603.40 | CHF -13.90 |
| Bern | 2 | CHF 509.90 | CHF 511.70 | CHF -1.80 |
| Bern | 3 | CHF 502.30 | CHF 491.10 | +CHF 11.20 |
| Basel-Landschaft | 1 | CHF 577.30 | CHF 638.60 | CHF -61.30 |
| Basel-Landschaft | 2 | CHF 531.20 | CHF 548.10 | CHF -16.90 |
| Basel-Stadt | single | CHF 576.10 | CHF 649.00 | CHF -72.90 |
| Fribourg | 1 | CHF 521.90 | CHF 540.30 | CHF -18.40 |
| Fribourg | 2 | CHF 492.40 | CHF 478.10 | +CHF 14.30 |
| Geneva | single | CHF 604.30 | CHF 641.10 | CHF -36.80 |
| Glarus | single | CHF 516.00 | CHF 482.30 | +CHF 33.70 |
| Grisons | 1 | CHF 544.80 | CHF 548.10 | CHF -3.30 |
| Grisons | 2 | CHF 484.90 | CHF 514.80 | CHF -29.90 |
| Grisons | 3 | CHF 451.00 | CHF 467.90 | CHF -16.90 |
| Jura | single | CHF 562.10 | CHF 655.90 | CHF -93.80 |
| Lucerne | 1 | CHF 478.80 | CHF 491.60 | CHF -12.80 |
| Lucerne | 2 | CHF 456.60 | CHF 451.20 | +CHF 5.40 |
| Lucerne | 3 | CHF 440.20 | CHF 445.80 | CHF -5.60 |
| Neuchâtel | single | CHF 569.30 | CHF 623.00 | CHF -53.70 |
| Nidwalden | single | CHF 437.90 | CHF 419.60 | +CHF 18.30 |
| Obwalden | single | CHF 470.70 | CHF 425.50 | +CHF 45.20 |
| St. Gallen | 1 | CHF 492.20 | CHF 508.20 | CHF -16.00 |
| St. Gallen | 2 | CHF 458.00 | CHF 457.80 | +CHF 0.20 |
| St. Gallen | 3 | CHF 435.10 | CHF 454.50 | CHF -19.40 |
| Schaffhausen | 1 | CHF 492.00 | CHF 517.00 | CHF -25.00 |
| Schaffhausen | 2 | CHF 452.60 | CHF 486.80 | CHF -34.20 |
| Solothurn | single | CHF 522.20 | CHF 516.60 | +CHF 5.60 |
| Schwyz | single | CHF 453.30 | CHF 448.60 | +CHF 4.70 |
| Thurgau | single | CHF 495.30 | CHF 468.00 | +CHF 27.30 |
| Ticino | 1 | CHF 617.80 | CHF 632.90 | CHF -15.10 |
| Ticino | 2 | CHF 579.00 | CHF 584.90 | CHF -5.90 |
| Uri | single | CHF 464.80 | CHF 425.20 | +CHF 39.60 |
| Vaud | 1 | CHF 578.90 | CHF 626.40 | CHF -47.50 |
| Vaud | 2 | CHF 537.30 | CHF 554.30 | CHF -17.00 |
| Valais | 1 | CHF 505.60 | CHF 530.40 | CHF -24.80 |
| Valais | 2 | CHF 447.50 | CHF 472.60 | CHF -25.10 |
| Zug | single | CHF 381.20 | CHF 395.80 | CHF -14.60 |
| Zurich | 1 | CHF 522.80 | CHF 571.30 | CHF -48.50 |
| Zurich | 2 | CHF 498.90 | CHF 517.10 | CHF -18.20 |
| Zurich | 3 | CHF 454.00 | CHF 466.50 | CHF -12.50 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.