Assura-Basis or KPT in Region 1 of canton Basel-Landschaft?
In Region 1, KPT is CHF 96.00 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 569.30 a month, Assura-Basis to CHF 577.30. The gap is CHF 96.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to KPT is worth CHF 132.00 more a year. Sanitas
Where they stand in the region
Assura-Basis ranks 11 and KPT ranks 5, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | KPT | Gap |
|---|---|---|---|
| 300 | CHF 671.20 | CHF 679.60 | − 8.40 |
| 500 | CHF 659.60 | CHF 668.00 | − 8.40 |
| 1'000 | CHF 630.40 | CHF 638.80 | − 8.40 |
| 1'500 | CHF 601.20 | CHF 609.60 | − 8.40 |
| 2'000 | CHF 572.10 | — | — |
| 2'500 | CHF 542.90 | CHF 551.30 | − 8.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | KPT |
|---|---|---|
| Family doctor | CHF 577.30 | CHF 591.40 |
| Free choice of doctor | CHF 671.20 | CHF 679.60 |
| Other model | — | CHF 569.30 |
| HMO practice | — | CHF 591.40 |
How they moved in this region
Against 2025, Assura-Basis moves by + 1.5 % and KPT by + 0.4 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.