Assura-Basis or KPT?
Basic benefits are identical at Assura-Basis and KPT — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
KPT is cheaper in 25 of 42 premium regions.
On average, KPT costs CHF 39 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Assura-Basis | KPT | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 487.50 | CHF 488.40 | CHF -0.90 |
| Appenzell Innerrhoden | single | CHF 371.70 | CHF 364.90 | +CHF 6.80 |
| Appenzell Ausserrhoden | single | CHF 462.60 | CHF 444.00 | +CHF 18.60 |
| Bern | 1 | CHF 589.50 | CHF 578.10 | +CHF 11.40 |
| Bern | 2 | CHF 509.90 | CHF 520.10 | CHF -10.20 |
| Bern | 3 | CHF 502.30 | CHF 488.10 | +CHF 14.20 |
| Basel-Landschaft | 1 | CHF 577.30 | CHF 569.30 | +CHF 8.00 |
| Basel-Landschaft | 2 | CHF 531.20 | CHF 531.30 | CHF -0.10 |
| Basel-Stadt | single | CHF 576.10 | CHF 607.10 | CHF -31.00 |
| Fribourg | 1 | CHF 521.90 | CHF 516.60 | +CHF 5.30 |
| Fribourg | 2 | CHF 492.40 | CHF 471.00 | +CHF 21.40 |
| Geneva | single | CHF 604.30 | CHF 626.60 | CHF -22.30 |
| Glarus | single | CHF 516.00 | CHF 447.40 | +CHF 68.60 |
| Grisons | 1 | CHF 544.80 | CHF 460.80 | +CHF 84.00 |
| Grisons | 2 | CHF 484.90 | CHF 447.90 | +CHF 37.00 |
| Grisons | 3 | CHF 451.00 | CHF 460.00 | CHF -9.00 |
| Jura | single | CHF 562.10 | CHF 583.30 | CHF -21.20 |
| Lucerne | 1 | CHF 478.80 | CHF 498.70 | CHF -19.90 |
| Lucerne | 2 | CHF 456.60 | CHF 446.90 | +CHF 9.70 |
| Lucerne | 3 | CHF 440.20 | CHF 430.10 | +CHF 10.10 |
| Neuchâtel | single | CHF 569.30 | CHF 644.50 | CHF -75.20 |
| Nidwalden | single | CHF 437.90 | CHF 421.30 | +CHF 16.60 |
| Obwalden | single | CHF 470.70 | CHF 459.70 | +CHF 11.00 |
| St. Gallen | 1 | CHF 492.20 | CHF 487.30 | +CHF 4.90 |
| St. Gallen | 2 | CHF 458.00 | CHF 448.50 | +CHF 9.50 |
| St. Gallen | 3 | CHF 435.10 | CHF 431.80 | +CHF 3.30 |
| Schaffhausen | 1 | CHF 492.00 | CHF 503.60 | CHF -11.60 |
| Schaffhausen | 2 | CHF 452.60 | CHF 469.00 | CHF -16.40 |
| Solothurn | single | CHF 522.20 | CHF 525.60 | CHF -3.40 |
| Schwyz | single | CHF 453.30 | CHF 468.60 | CHF -15.30 |
| Thurgau | single | CHF 495.30 | CHF 467.40 | +CHF 27.90 |
| Ticino | 1 | CHF 617.80 | CHF 613.30 | +CHF 4.50 |
| Ticino | 2 | CHF 579.00 | CHF 565.90 | +CHF 13.10 |
| Uri | single | CHF 464.80 | CHF 418.90 | +CHF 45.90 |
| Vaud | 1 | CHF 578.90 | CHF 622.10 | CHF -43.20 |
| Vaud | 2 | CHF 537.30 | CHF 562.50 | CHF -25.20 |
| Valais | 1 | CHF 505.60 | CHF 504.90 | +CHF 0.70 |
| Valais | 2 | CHF 447.50 | CHF 443.80 | +CHF 3.70 |
| Zug | single | CHF 381.20 | CHF 346.50 | +CHF 34.70 |
| Zurich | 1 | CHF 522.80 | CHF 543.80 | CHF -21.00 |
| Zurich | 2 | CHF 498.90 | CHF 483.30 | +CHF 15.60 |
| Zurich | 3 | CHF 454.00 | CHF 476.80 | CHF -22.80 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.