Assura-Basis or KPT in Region 1 of canton Ticino?
In Region 1, KPT is CHF 54.00 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 613.30 a month, Assura-Basis to CHF 617.80. The gap is CHF 54.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to KPT is worth CHF 352.80 more a year. Agrisano
Where they stand in the region
Assura-Basis ranks 6 and KPT ranks 4, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | KPT | Gap |
|---|---|---|---|
| 300 | CHF 735.40 | CHF 734.60 | + 0.80 |
| 500 | CHF 723.80 | CHF 723.00 | + 0.80 |
| 1'000 | CHF 694.60 | CHF 693.80 | + 0.80 |
| 1'500 | CHF 665.40 | CHF 664.60 | + 0.80 |
| 2'000 | CHF 636.30 | — | — |
| 2'500 | CHF 607.10 | CHF 606.30 | + 0.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | KPT |
|---|---|---|
| Family doctor | CHF 617.80 | CHF 643.70 |
| Free choice of doctor | CHF 735.40 | CHF 734.60 |
| Other model | — | CHF 613.30 |
| HMO practice | — | CHF 613.30 |
How they moved in this region
Against 2025, Assura-Basis moves by + 11.0 % and KPT by + 7.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.