Assura-Basis or KPT in Region 2 of canton Ticino?
In Region 2, KPT is CHF 157.20 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 565.90 a month, Assura-Basis to CHF 579.00. The gap is CHF 157.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to KPT is worth CHF 322.80 more a year. Agrisano
Where they stand in the region
Assura-Basis ranks 8 and KPT ranks 4, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | KPT | Gap |
|---|---|---|---|
| 300 | CHF 669.30 | CHF 675.30 | − 6.00 |
| 500 | CHF 657.70 | CHF 663.70 | − 6.00 |
| 1'000 | CHF 628.50 | CHF 634.50 | − 6.00 |
| 1'500 | CHF 599.30 | CHF 605.30 | − 6.00 |
| 2'000 | CHF 570.20 | — | — |
| 2'500 | CHF 541.00 | CHF 547.00 | − 6.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | KPT |
|---|---|---|
| Family doctor | CHF 579.00 | CHF 593.30 |
| Free choice of doctor | CHF 669.30 | CHF 675.30 |
| Other model | — | CHF 565.90 |
| HMO practice | — | CHF 593.30 |
How they moved in this region
Against 2025, Assura-Basis moves by + 9.7 % and KPT by + 4.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.