Assura-Basis or KPT in Region 1 of canton Valais?
In Region 1, KPT is CHF 8.40 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 504.90 a month, Assura-Basis to CHF 505.60. The gap is CHF 8.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to KPT is worth CHF 284.40 more a year. Atupri
Where they stand in the region
Assura-Basis ranks 15 and KPT ranks 14, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | KPT | Gap |
|---|---|---|---|
| 300 | CHF 574.50 | CHF 605.00 | − 30.50 |
| 500 | CHF 562.90 | CHF 593.40 | − 30.50 |
| 1'000 | CHF 533.70 | CHF 564.20 | − 30.50 |
| 1'500 | CHF 504.50 | CHF 535.00 | − 30.50 |
| 2'000 | CHF 475.40 | — | — |
| 2'500 | CHF 446.20 | CHF 476.70 | − 30.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | KPT |
|---|---|---|
| Other model | CHF 505.60 | CHF 509.70 |
| Family doctor | CHF 505.60 | CHF 504.90 |
| Free choice of doctor | CHF 574.50 | CHF 605.00 |
How they moved in this region
Against 2025, Assura-Basis moves by + 6.5 % and KPT by + 4.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.