Assura-Basis or KPT in Region 2 of canton Valais?
In Region 2, KPT is CHF 44.40 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 443.80 a month, Assura-Basis to CHF 447.50. The gap is CHF 44.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to KPT is worth CHF 450.00 more a year. Agrisano
Where they stand in the region
Assura-Basis ranks 12 and KPT ranks 9, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | KPT | Gap |
|---|---|---|---|
| 300 | CHF 505.60 | CHF 522.70 | − 17.10 |
| 500 | CHF 494.00 | CHF 511.10 | − 17.10 |
| 1'000 | CHF 464.80 | CHF 481.90 | − 17.10 |
| 1'500 | CHF 435.60 | CHF 452.70 | − 17.10 |
| 2'000 | CHF 406.50 | — | — |
| 2'500 | CHF 377.30 | CHF 394.40 | − 17.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | KPT |
|---|---|---|
| Family doctor | CHF 447.50 | CHF 447.80 |
| Other model | CHF 450.00 | CHF 443.80 |
| Free choice of doctor | CHF 505.60 | CHF 522.70 |
How they moved in this region
Against 2025, Assura-Basis moves by + 6.5 % and KPT by + 4.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.