Assura-Basis or Mutuel in Region 2 of canton Fribourg?
In Region 2, Assura-Basis is CHF 238.80 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 492.40 a month, Mutuel to CHF 512.30. The gap is CHF 238.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to Assura-Basis is worth CHF 508.80 more a year. Agrisano
Where they stand in the region
Assura-Basis ranks 16 and Mutuel ranks 21, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 565.90 | CHF 609.90 | − 44.00 |
| 500 | CHF 554.30 | CHF 598.40 | − 44.10 |
| 1'000 | CHF 525.10 | CHF 569.40 | − 44.30 |
| 1'500 | CHF 495.90 | CHF 539.90 | − 44.00 |
| 2'000 | CHF 466.80 | CHF 510.90 | − 44.10 |
| 2'500 | CHF 437.60 | CHF 481.90 | − 44.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | Mutuel |
|---|---|---|
| Family doctor | CHF 492.40 | CHF 555.00 |
| Other model | CHF 495.20 | CHF 521.40 |
| Free choice of doctor | CHF 565.90 | CHF 609.90 |
| HMO practice | — | CHF 512.30 |
How they moved in this region
Against 2025, Assura-Basis moves by + 4.6 % and Mutuel by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.