Assura-Basis or Mutuel?
Basic benefits are identical at Assura-Basis and Mutuel — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Assura-Basis is cheaper in 32 of 42 premium regions.
On average, Assura-Basis costs CHF 323 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Assura-Basis | Mutuel | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 487.50 | CHF 500.20 | CHF -12.70 |
| Appenzell Innerrhoden | single | CHF 371.70 | CHF 422.20 | CHF -50.50 |
| Appenzell Ausserrhoden | single | CHF 462.60 | CHF 558.50 | CHF -95.90 |
| Bern | 1 | CHF 589.50 | CHF 601.20 | CHF -11.70 |
| Bern | 2 | CHF 509.90 | CHF 553.10 | CHF -43.20 |
| Bern | 3 | CHF 502.30 | CHF 529.00 | CHF -26.70 |
| Basel-Landschaft | 1 | CHF 577.30 | CHF 572.40 | +CHF 4.90 |
| Basel-Landschaft | 2 | CHF 531.20 | CHF 538.00 | CHF -6.80 |
| Basel-Stadt | single | CHF 576.10 | CHF 593.60 | CHF -17.50 |
| Fribourg | 1 | CHF 521.90 | CHF 542.10 | CHF -20.20 |
| Fribourg | 2 | CHF 492.40 | CHF 512.30 | CHF -19.90 |
| Geneva | single | CHF 604.30 | CHF 624.40 | CHF -20.10 |
| Glarus | single | CHF 516.00 | CHF 476.50 | +CHF 39.50 |
| Grisons | 1 | CHF 544.80 | CHF 479.50 | +CHF 65.30 |
| Grisons | 2 | CHF 484.90 | CHF 467.60 | +CHF 17.30 |
| Grisons | 3 | CHF 451.00 | CHF 455.60 | CHF -4.60 |
| Jura | single | CHF 562.10 | CHF 591.80 | CHF -29.70 |
| Lucerne | 1 | CHF 478.80 | CHF 560.60 | CHF -81.80 |
| Lucerne | 2 | CHF 456.60 | CHF 526.90 | CHF -70.30 |
| Lucerne | 3 | CHF 440.20 | CHF 521.30 | CHF -81.10 |
| Neuchâtel | single | CHF 569.30 | CHF 624.00 | CHF -54.70 |
| Nidwalden | single | CHF 437.90 | CHF 511.40 | CHF -73.50 |
| Obwalden | single | CHF 470.70 | CHF 442.10 | +CHF 28.60 |
| St. Gallen | 1 | CHF 492.20 | CHF 527.60 | CHF -35.40 |
| St. Gallen | 2 | CHF 458.00 | CHF 490.70 | CHF -32.70 |
| St. Gallen | 3 | CHF 435.10 | CHF 464.30 | CHF -29.20 |
| Schaffhausen | 1 | CHF 492.00 | CHF 555.20 | CHF -63.20 |
| Schaffhausen | 2 | CHF 452.60 | CHF 527.50 | CHF -74.90 |
| Solothurn | single | CHF 522.20 | CHF 509.40 | +CHF 12.80 |
| Schwyz | single | CHF 453.30 | CHF 453.00 | +CHF 0.30 |
| Thurgau | single | CHF 495.30 | CHF 488.50 | +CHF 6.80 |
| Ticino | 1 | CHF 617.80 | CHF 683.60 | CHF -65.80 |
| Ticino | 2 | CHF 579.00 | CHF 649.40 | CHF -70.40 |
| Uri | single | CHF 464.80 | CHF 482.30 | CHF -17.50 |
| Vaud | 1 | CHF 578.90 | CHF 617.50 | CHF -38.60 |
| Vaud | 2 | CHF 537.30 | CHF 580.50 | CHF -43.20 |
| Valais | 1 | CHF 505.60 | CHF 503.20 | +CHF 2.40 |
| Valais | 2 | CHF 447.50 | CHF 478.10 | CHF -30.60 |
| Zug | single | CHF 381.20 | CHF 364.00 | +CHF 17.20 |
| Zurich | 1 | CHF 522.80 | CHF 553.50 | CHF -30.70 |
| Zurich | 2 | CHF 498.90 | CHF 531.30 | CHF -32.40 |
| Zurich | 3 | CHF 454.00 | CHF 492.60 | CHF -38.60 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.