Skip to content
Sophie

Assura-Basis or Mutuel in Region 2 of canton Grisons?

In Region 2, Mutuel is CHF 207.60 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Mutuel comes down to CHF 467.60 a month, Assura-Basis to CHF 484.90. The gap is CHF 207.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to Mutuel is worth CHF 595.20 more a year. Agrisano

Where they stand in the region

Assura-Basis ranks 20 and Mutuel ranks 12, out of 24 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisMutuelGap
300CHF 532.80CHF 534.30− 1.50
500CHF 521.20CHF 522.80− 1.60
1'000CHF 492.00CHF 493.80− 1.80
1'500CHF 462.80CHF 464.30− 1.50
2'000CHF 433.70CHF 435.30− 1.60
2'500CHF 404.50CHF 406.30− 1.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisMutuel
Family doctorCHF 484.90CHF 486.30
Free choice of doctorCHF 532.80CHF 534.30
Other model—CHF 467.60
HMO practice—CHF 470.20

How they moved in this region

Against 2025, Assura-Basis moves by + 5.0 % and Mutuel by + 6.9 % in this region.

Assura-Basis, Mutuel, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.