Skip to content
Sophie

Assura-Basis or Mutuel in Region 1 of canton Ticino?

In Region 1, Assura-Basis is CHF 789.60 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 617.80 a month, Mutuel to CHF 683.60. The gap is CHF 789.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to Assura-Basis is worth CHF 406.80 more a year. Agrisano

Where they stand in the region

Assura-Basis ranks 6 and Mutuel ranks 17, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisMutuelGap
300CHF 735.40CHF 772.40− 37.00
500CHF 723.80CHF 760.90− 37.10
1'000CHF 694.60CHF 731.90− 37.30
1'500CHF 665.40CHF 702.40− 37.00
2'000CHF 636.30CHF 673.40− 37.10
2'500CHF 607.10CHF 644.40− 37.30

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisMutuel
Family doctorCHF 617.80CHF 702.90
Free choice of doctorCHF 735.40CHF 772.40
Other model—CHF 683.60

How they moved in this region

Against 2025, Assura-Basis moves by + 11.0 % and Mutuel by + 3.3 % in this region.

Assura-Basis, Mutuel, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.