Assura-Basis or Mutuel in Region 2 of canton Ticino?
In Region 2, Assura-Basis is CHF 844.80 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 579.00 a month, Mutuel to CHF 649.40. The gap is CHF 844.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to Assura-Basis is worth CHF 480.00 more a year. Agrisano
Where they stand in the region
Assura-Basis ranks 8 and Mutuel ranks 18, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 669.30 | CHF 733.80 | − 64.50 |
| 500 | CHF 657.70 | CHF 722.30 | − 64.60 |
| 1'000 | CHF 628.50 | CHF 693.30 | − 64.80 |
| 1'500 | CHF 599.30 | CHF 663.80 | − 64.50 |
| 2'000 | CHF 570.20 | CHF 634.80 | − 64.60 |
| 2'500 | CHF 541.00 | CHF 605.80 | − 64.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | Mutuel |
|---|---|---|
| Family doctor | CHF 579.00 | CHF 667.80 |
| Free choice of doctor | CHF 669.30 | CHF 733.80 |
| Other model | — | CHF 649.40 |
How they moved in this region
Against 2025, Assura-Basis moves by + 9.7 % and Mutuel by + 3.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.