Assura-Basis or Mutuel in Region 1 of canton Valais?
In Region 1, Mutuel is CHF 28.80 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 503.20 a month, Assura-Basis to CHF 505.60. The gap is CHF 28.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to Mutuel is worth CHF 264.00 more a year. Atupri
Where they stand in the region
Assura-Basis ranks 15 and Mutuel ranks 12, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 574.50 | CHF 599.00 | − 24.50 |
| 500 | CHF 562.90 | CHF 587.50 | − 24.60 |
| 1'000 | CHF 533.70 | CHF 558.50 | − 24.80 |
| 1'500 | CHF 504.50 | CHF 529.00 | − 24.50 |
| 2'000 | CHF 475.40 | CHF 500.00 | − 24.60 |
| 2'500 | CHF 446.20 | CHF 471.00 | − 24.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | Mutuel |
|---|---|---|
| Other model | CHF 505.60 | CHF 503.20 |
| Family doctor | CHF 505.60 | CHF 545.10 |
| Free choice of doctor | CHF 574.50 | CHF 599.00 |
| HMO practice | — | CHF 527.20 |
How they moved in this region
Against 2025, Assura-Basis moves by + 6.5 % and Mutuel by + 6.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.