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Assura-Basis or Mutuel in Region 2 of canton Valais?

In Region 2, Assura-Basis is CHF 367.20 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 447.50 a month, Mutuel to CHF 478.10. The gap is CHF 367.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to Assura-Basis is worth CHF 494.40 more a year. Agrisano

Where they stand in the region

Assura-Basis ranks 12 and Mutuel ranks 21, out of 28 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisMutuelGap
300CHF 505.60CHF 569.10− 63.50
500CHF 494.00CHF 557.60− 63.60
1'000CHF 464.80CHF 528.60− 63.80
1'500CHF 435.60CHF 499.10− 63.50
2'000CHF 406.50CHF 470.10− 63.60
2'500CHF 377.30CHF 441.10− 63.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisMutuel
Family doctorCHF 447.50CHF 517.90
Other modelCHF 450.00CHF 478.10
Free choice of doctorCHF 505.60CHF 569.10
HMO practice—CHF 500.80

How they moved in this region

Against 2025, Assura-Basis moves by + 6.5 % and Mutuel by + 6.2 % in this region.

Assura-Basis, Mutuel, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.