Assura-Basis or Mutuel in Region 2 of canton Vaud?
In Region 2, Assura-Basis is CHF 518.40 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 537.30 a month, Mutuel to CHF 580.50. The gap is CHF 518.40 a year, 300-franc deductible, accident cover included.
What the question hides
Assura-Basis is also the cheapest insurer in the region, out of 21 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Assura-Basis ranks 1 and Mutuel ranks 17, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 621.10 | CHF 675.00 | − 53.90 |
| 500 | CHF 609.50 | CHF 663.50 | − 54.00 |
| 1'000 | CHF 580.30 | CHF 634.50 | − 54.20 |
| 1'500 | CHF 551.10 | CHF 605.00 | − 53.90 |
| 2'000 | CHF 522.00 | CHF 576.00 | − 54.00 |
| 2'500 | CHF 492.80 | CHF 547.00 | − 54.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | Mutuel |
|---|---|---|
| Family doctor | CHF 537.30 | CHF 614.20 |
| Other model | CHF 552.80 | CHF 580.50 |
| Free choice of doctor | CHF 621.10 | CHF 675.00 |
| HMO practice | — | CHF 594.00 |
How they moved in this region
Against 2025, Assura-Basis moves by + 7.1 % and Mutuel by + 3.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.