Assura-Basis or ÖKK in Region 1 of canton Fribourg?
In Region 1, ÖKK is CHF 20.40 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 520.20 a month, Assura-Basis to CHF 521.90. The gap is CHF 20.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Vivao Sympany, at CHF 501.10 a month. Moving there rather than to ÖKK is worth CHF 229.20 more a year. Vivao Sympany
Where they stand in the region
Assura-Basis ranks 13 and ÖKK ranks 12, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 628.70 | CHF 578.00 | + 50.70 |
| 500 | CHF 617.10 | CHF 566.40 | + 50.70 |
| 1'000 | CHF 587.90 | CHF 537.20 | + 50.70 |
| 1'500 | CHF 558.70 | CHF 508.00 | + 50.70 |
| 2'000 | CHF 529.60 | CHF 478.90 | + 50.70 |
| 2'500 | CHF 500.40 | CHF 449.70 | + 50.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | ÖKK |
|---|---|---|
| Family doctor | CHF 521.90 | CHF 520.20 |
| Other model | CHF 540.70 | CHF 520.20 |
| Free choice of doctor | CHF 628.70 | CHF 578.00 |
| HMO practice | — | CHF 520.20 |
How they moved in this region
Against 2025, Assura-Basis moves by + 4.6 % and ÖKK by + 5.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.