Vivao Sympany — Region 1 of canton Fribourg, 2026 premiums
Vivao Sympany covers the 25 municipalities of Region 1 in canton Fribourg. Its lowest adult premium here is CHF 346.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Vivao Sympany is the cheapest insurer in Region 1, out of 23 active insurers.
The regional average across insurers is CHF 533.17 a month.
What staying costs
Vivao Sympany is already the cheapest in Region 1: no insurer here does better on the same profile.
The full Vivao Sympany table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 586.00 | CHF 506.90 | CHF 509.90 | CHF 501.10 |
| 500 | CHF 574.40 | CHF 495.30 | CHF 498.20 | CHF 489.40 |
| 1'000 | CHF 545.20 | CHF 466.10 | CHF 469.00 | CHF 460.20 |
| 1'500 | CHF 516.00 | CHF 436.90 | CHF 439.90 | CHF 431.10 |
| 2'000 | CHF 486.90 | CHF 407.80 | CHF 410.70 | CHF 401.90 |
| 2'500 | CHF 457.70 | CHF 378.60 | CHF 381.50 | CHF 372.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 427.80 | CHF 370.10 | CHF 372.20 | CHF 365.80 |
| 500 | CHF 416.20 | CHF 358.40 | CHF 360.60 | CHF 354.10 |
| 1'000 | CHF 387.00 | CHF 329.20 | CHF 331.40 | CHF 325.00 |
| 1'500 | CHF 357.80 | CHF 300.10 | CHF 302.20 | CHF 295.80 |
| 2'000 | CHF 328.70 | CHF 270.90 | CHF 273.10 | CHF 266.60 |
| 2'500 | CHF 299.50 | CHF 241.70 | CHF 243.90 | CHF 237.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 172.90 | CHF 149.60 | CHF 150.40 | CHF 147.90 |
| 200 | CHF 161.30 | CHF 137.90 | CHF 138.80 | CHF 136.20 |
| 400 | CHF 149.60 | CHF 126.20 | CHF 127.10 | CHF 124.50 |
| 600 | CHF 137.90 | CHF 114.60 | CHF 115.40 | CHF 112.90 |
With or without accident cover
With accident cover: CHF 586.00 a month. Without: CHF 545.00. Dropping it saves CHF 492.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 482.50 in 2025 to CHF 346.70 — a rise of 3.9 %.
The 25 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Fribourg, not to the municipality.
Autigny · Avry · Belfaux · Bois-d'Amont · Chénens · Corminboeuf · Cottens (FR) · Ferpicloz · Fribourg · Gibloux · Givisiez · Granges-Paccot · Grolley-Ponthaux · Hauterive (FR) · La Brillaz · La Sonnaz · Le Mouret · Marly · Matran · Neyruz (FR) · Pierrafortscha · Prez · Treyvaux · Villars-sur-Glâne · Villarsel-sur-Marly
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Helsana | CHF 501.90 | View |
| Sanitas | CHF 503.75 | View |
| Atupri | CHF 506.50 | View |
| Visana | CHF 508.60 | View |
| SWICA | CHF 513.10 | View |
| CONCORDIA | CHF 513.60 | View |
| Aquilana | CHF 514.90 | View |
| Avenir | CHF 515.90 | View |
| KPT | CHF 516.60 | View |
| SLKK | CHF 516.60 | View |
| ÖKK | CHF 520.20 | View |
| Assura-Basis | CHF 521.90 | View |
| CSS | CHF 522.00 | View |
| Agrisano | CHF 523.90 | View |
| Galenos | CHF 532.70 | View |
| EGK | CHF 540.30 | View |
| Mutuel | CHF 542.10 | View |
| Philos | CHF 547.60 | View |
| Sumiswalder | CHF 550.80 | View |
| sana24 | CHF 556.10 | View |
| vita surselva | CHF 620.00 | View |
| rhenusana | CHF 672.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.