Assura-Basis or Visana in Region 2 of canton Bern?
In Region 2, Visana is CHF 195.60 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 493.60 a month, Assura-Basis to CHF 509.90. The gap is CHF 195.60 a year, 300-franc deductible, accident cover included.
What the question hides
Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Assura-Basis ranks 5 and Visana ranks 1, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | Visana | Gap |
|---|---|---|---|
| 300 | CHF 586.00 | CHF 587.50 | − 1.50 |
| 500 | CHF 574.40 | CHF 580.80 | − 6.40 |
| 1'000 | CHF 545.20 | CHF 546.70 | − 1.50 |
| 1'500 | CHF 516.00 | CHF 517.50 | − 1.50 |
| 2'000 | CHF 486.90 | CHF 488.30 | − 1.40 |
| 2'500 | CHF 457.70 | CHF 459.20 | − 1.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | Visana |
|---|---|---|
| Family doctor | CHF 509.90 | CHF 527.60 |
| Free choice of doctor | CHF 586.00 | CHF 587.50 |
| HMO practice | — | CHF 493.60 |
| Other model | — | CHF 505.30 |
How they moved in this region
Against 2025, Assura-Basis moves by + 2.1 % and Visana by + 6.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.