Assura-Basis or Visana?
Basic benefits are identical at Assura-Basis and Visana — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Assura-Basis is cheaper in 23 of 42 premium regions.
On average, Assura-Basis costs CHF 108 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Assura-Basis | Visana | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 487.50 | CHF 494.00 | CHF -6.50 |
| Appenzell Innerrhoden | single | CHF 371.70 | CHF 404.50 | CHF -32.80 |
| Appenzell Ausserrhoden | single | CHF 462.60 | CHF 472.40 | CHF -9.80 |
| Bern | 1 | CHF 589.50 | CHF 540.10 | +CHF 49.40 |
| Bern | 2 | CHF 509.90 | CHF 493.60 | +CHF 16.30 |
| Bern | 3 | CHF 502.30 | CHF 465.50 | +CHF 36.80 |
| Basel-Landschaft | 1 | CHF 577.30 | CHF 592.60 | CHF -15.30 |
| Basel-Landschaft | 2 | CHF 531.20 | CHF 525.50 | +CHF 5.70 |
| Basel-Stadt | single | CHF 576.10 | CHF 630.40 | CHF -54.30 |
| Fribourg | 1 | CHF 521.90 | CHF 508.60 | +CHF 13.30 |
| Fribourg | 2 | CHF 492.40 | CHF 465.20 | +CHF 27.20 |
| Geneva | single | CHF 604.30 | CHF 688.40 | CHF -84.10 |
| Glarus | single | CHF 516.00 | CHF 452.80 | +CHF 63.20 |
| Grisons | 1 | CHF 544.80 | CHF 514.60 | +CHF 30.20 |
| Grisons | 2 | CHF 484.90 | CHF 484.30 | +CHF 0.60 |
| Grisons | 3 | CHF 451.00 | CHF 445.90 | +CHF 5.10 |
| Jura | single | CHF 562.10 | CHF 552.30 | +CHF 9.80 |
| Lucerne | 1 | CHF 478.80 | CHF 529.70 | CHF -50.90 |
| Lucerne | 2 | CHF 456.60 | CHF 485.30 | CHF -28.70 |
| Lucerne | 3 | CHF 440.20 | CHF 485.30 | CHF -45.10 |
| Neuchâtel | single | CHF 569.30 | CHF 554.20 | +CHF 15.10 |
| Nidwalden | single | CHF 437.90 | CHF 416.80 | +CHF 21.10 |
| Obwalden | single | CHF 470.70 | CHF 421.20 | +CHF 49.50 |
| St. Gallen | 1 | CHF 492.20 | CHF 541.30 | CHF -49.10 |
| St. Gallen | 2 | CHF 458.00 | CHF 514.30 | CHF -56.30 |
| St. Gallen | 3 | CHF 435.10 | CHF 505.00 | CHF -69.90 |
| Schaffhausen | 1 | CHF 492.00 | CHF 500.80 | CHF -8.80 |
| Schaffhausen | 2 | CHF 452.60 | CHF 455.20 | CHF -2.60 |
| Solothurn | single | CHF 522.20 | CHF 493.00 | +CHF 29.20 |
| Schwyz | single | CHF 453.30 | CHF 485.40 | CHF -32.10 |
| Thurgau | single | CHF 495.30 | CHF 504.60 | CHF -9.30 |
| Ticino | 1 | CHF 617.80 | CHF 683.80 | CHF -66.00 |
| Ticino | 2 | CHF 579.00 | CHF 677.00 | CHF -98.00 |
| Uri | single | CHF 464.80 | CHF 411.00 | +CHF 53.80 |
| Vaud | 1 | CHF 578.90 | CHF 605.20 | CHF -26.30 |
| Vaud | 2 | CHF 537.30 | CHF 580.90 | CHF -43.60 |
| Valais | 1 | CHF 505.60 | CHF 488.30 | +CHF 17.30 |
| Valais | 2 | CHF 447.50 | CHF 456.60 | CHF -9.10 |
| Zug | single | CHF 381.20 | CHF 340.70 | +CHF 40.50 |
| Zurich | 1 | CHF 522.80 | CHF 580.90 | CHF -58.10 |
| Zurich | 2 | CHF 498.90 | CHF 495.50 | +CHF 3.40 |
| Zurich | 3 | CHF 454.00 | CHF 462.70 | CHF -8.70 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.