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Assura-Basis or Visana in Region 1 of canton St. Gallen?

In Region 1, Assura-Basis is CHF 589.20 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 492.20 a month, Visana to CHF 541.30. The gap is CHF 589.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Sanitas, at CHF 479.65 a month. Moving there rather than to Assura-Basis is worth CHF 150.60 more a year. Sanitas

Where they stand in the region

Assura-Basis ranks 12 and Visana ranks 20, out of 25 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisVisanaGap
300CHF 595.10CHF 637.50− 42.40
500CHF 583.50CHF 630.80− 47.30
1'000CHF 554.30CHF 596.70− 42.40
1'500CHF 525.10CHF 567.50− 42.40
2'000CHF 496.00CHF 538.30− 42.30
2'500CHF 466.80CHF 509.20− 42.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisVisana
Family doctorCHF 492.20CHF 548.30
Free choice of doctorCHF 595.10CHF 637.50
HMO practice—CHF 541.30
Other model—CHF 548.30

How they moved in this region

Against 2025, Assura-Basis moves by + 2.4 % and Visana by + 1.2 % in this region.

Assura-Basis, Visana, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.