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Assura-Basis or Visana in Region 1 of canton Ticino?

In Region 1, Assura-Basis is CHF 792.00 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 617.80 a month, Visana to CHF 683.80. The gap is CHF 792.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to Assura-Basis is worth CHF 406.80 more a year. Agrisano

Where they stand in the region

Assura-Basis ranks 6 and Visana ranks 18, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisVisanaGap
300CHF 735.40CHF 819.80− 84.40
500CHF 723.80CHF 813.10− 89.30
1'000CHF 694.60CHF 779.00− 84.40
1'500CHF 665.40CHF 749.80− 84.40
2'000CHF 636.30CHF 720.60− 84.30
2'500CHF 607.10CHF 691.50− 84.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisVisana
Family doctorCHF 617.80CHF 721.50
Free choice of doctorCHF 735.40CHF 819.80
HMO practiceCHF 683.80
Other modelCHF 721.50

How they moved in this region

Against 2025, Assura-Basis moves by + 11.0 % and Visana by + 7.0 % in this region.

Assura-Basis, Visana, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.