Atupri or EGK in Region 3 of canton Grisons?
In Region 3, EGK is CHF 1.20 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 467.90 a month, Atupri to CHF 468.00. The gap is CHF 1.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is vita surselva, at CHF 404.70 a month. Moving there rather than to EGK is worth CHF 758.40 more a year. vita surselva
Where they stand in the region
Atupri ranks 21 and EGK ranks 20, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | EGK | Gap |
|---|---|---|---|
| 300 | CHF 537.90 | CHF 544.00 | − 6.10 |
| 500 | CHF 526.30 | CHF 532.30 | − 6.00 |
| 1'000 | CHF 497.10 | CHF 503.20 | − 6.10 |
| 1'500 | CHF 467.90 | CHF 474.00 | − 6.10 |
| 2'000 | CHF 438.80 | CHF 444.80 | − 6.00 |
| 2'500 | CHF 409.60 | CHF 415.70 | − 6.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | EGK |
|---|---|---|
| Family doctor | CHF 468.00 | CHF 470.60 |
| Other model | CHF 473.40 | CHF 467.90 |
| Free choice of doctor | CHF 537.90 | CHF 544.00 |
How they moved in this region
Against 2025, Atupri moves by + 4.4 % and EGK by + 2.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.