vita surselva — Region 3 of canton Grisons, 2026 premiums
vita surselva covers the 40 municipalities of Region 3 in canton Grisons. Its lowest adult premium here is CHF 278.15 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
vita surselva is the cheapest insurer in Region 3, out of 24 active insurers.
The regional average across insurers is CHF 446.36 a month.
What staying costs
vita surselva is already the cheapest in Region 3: no insurer here does better on the same profile.
The full vita surselva table
76 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 426.00 | CHF 404.70 |
| 500 | CHF 417.50 | CHF 395.00 |
| 1'000 | CHF 387.65 | CHF 364.25 |
| 1'500 | CHF 357.85 | CHF 335.90 |
| 2'000 | CHF 328.00 | CHF 307.55 |
| 2'500 | CHF 300.75 | CHF 279.85 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 360.00 | CHF 338.20 |
| 500 | CHF 349.20 | CHF 328.05 |
| 1'000 | CHF 320.40 | CHF 301.00 |
| 1'500 | CHF 295.20 | CHF 270.55 |
| 2'000 | CHF 262.80 | CHF 246.90 |
| 2'500 | CHF 248.40 | CHF 230.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 95.00 | CHF 90.25 |
| 100 | CHF 90.25 | CHF 85.75 |
| 200 | CHF 83.60 | CHF 79.40 |
| 300 | CHF 77.90 | CHF 73.10 |
| 400 | CHF 72.20 | CHF 67.70 |
| 500 | CHF 66.50 | CHF 61.35 |
| 600 | CHF 61.75 | CHF 55.95 |
With or without accident cover
With accident cover: CHF 426.00 a month. Without: CHF 423.45. Dropping it saves CHF 30.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 388.00 in 2025 to CHF 278.15 — a rise of 4.3 %.
The 40 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Grisons, not to the municipality.
Albula/Alvra · Andeer · Avers · Bergün Filisur · Breil/Brigels · Cazis · Disentis/Mustér · Domleschg · Falera · Ferrera · Flerden · Fürstenau · Ilanz/Glion · Laax · Lantsch/Lenz · Lumnezia · Masein · Medel (Lucmagn) · Muntogna da Schons · Obersaxen Mundaun · Rheinwald · Rongellen · Rothenbrunnen · Safiental · Sagogn · Scharans · Schluein · Schmitten (GR) · Sils im Domleschg · Sufers · Sumvitg · Surses · Thusis · Trun · Tschappina · Tujetsch · Urmein · Vals · Vaz/Obervaz · Zillis-Reischen
The other insurers in Region 3
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 407.10 | View |
| curaulta | CHF 407.90 | View |
| Sumiswalder | CHF 424.60 | View |
| ÖKK | CHF 425.70 | View |
| CONCORDIA | CHF 426.20 | View |
| CSS | CHF 427.60 | View |
| Vivao Sympany | CHF 429.00 | View |
| Sanitas | CHF 434.75 | View |
| sana24 | CHF 436.20 | View |
| Helsana | CHF 441.80 | View |
| Visana | CHF 445.90 | View |
| SWICA | CHF 450.90 | View |
| Assura-Basis | CHF 451.00 | View |
| rhenusana | CHF 455.40 | View |
| Mutuel | CHF 455.60 | View |
| KPT | CHF 460.00 | View |
| Philos | CHF 461.00 | View |
| Aquilana | CHF 466.20 | View |
| EGK | CHF 467.90 | View |
| Atupri | CHF 468.00 | View |
| Avenir | CHF 483.00 | View |
| Galenos | CHF 488.30 | View |
| SLKK | CHF 493.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.