Atupri or EGK in Region 2 of canton Lucerne?

In Region 2, EGK is CHF 54.00 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 451.20 a month, Atupri to CHF 455.70. The gap is CHF 54.00 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 425.70 a month. Moving there rather than to EGK is worth CHF 306.00 more a year. Agrisano

Atupri ranks 10 and EGK ranks 9, out of 25 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Atupri	EGK	Gap
300	CHF 512.00	CHF 521.60	− 9.60
500	CHF 500.40	CHF 509.90	− 9.50
1'000	CHF 471.20	CHF 480.80	− 9.60
1'500	CHF 442.00	CHF 451.60	− 9.60
2'000	CHF 412.90	CHF 422.40	− 9.50
2'500	CHF 383.70	CHF 393.30	− 9.60

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Atupri moves by + 4.9 % and EGK by + 7.0 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.