Agrisano — Region 2 of canton Lucerne, 2026 premiums
Agrisano covers the 19 municipalities of Region 2 in canton Lucerne. Its lowest adult premium here is CHF 299.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Agrisano is the cheapest insurer in Region 2, out of 25 active insurers.
The regional average across insurers is CHF 464.78 a month.
What staying costs
Agrisano is already the cheapest in Region 2: no insurer here does better on the same profile.
The full Agrisano table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 495.00 | CHF 455.40 | CHF 425.70 |
| 500 | CHF 483.30 | CHF 444.60 | CHF 415.60 |
| 1'000 | CHF 454.20 | CHF 417.90 | CHF 390.60 |
| 1'500 | CHF 425.00 | CHF 391.00 | CHF 365.50 |
| 2'000 | CHF 395.80 | CHF 364.10 | CHF 340.40 |
| 2'500 | CHF 366.70 | CHF 337.40 | CHF 315.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 361.40 | CHF 332.50 | CHF 310.80 |
| 500 | CHF 349.70 | CHF 321.70 | CHF 300.70 |
| 1'000 | CHF 320.60 | CHF 295.00 | CHF 275.70 |
| 1'500 | CHF 291.40 | CHF 268.10 | CHF 250.60 |
| 2'000 | CHF 262.20 | CHF 241.20 | CHF 225.50 |
| 2'500 | CHF 233.10 | CHF 214.50 | CHF 200.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 0 | CHF 49.50 | CHF 45.50 | CHF 42.60 |
| 200 | CHF 42.60 | CHF 39.20 | CHF 36.60 |
| 300 | CHF 36.10 | CHF 33.20 | CHF 31.00 |
| 400 | CHF 30.20 | CHF 27.80 | CHF 26.30 |
| 500 | CHF 29.20 | CHF 26.90 | CHF 26.20 |
| 600 | CHF 28.20 | CHF 26.30 | CHF 26.10 |
With or without accident cover
With accident cover: CHF 495.00 a month. Without: CHF 470.30. Dropping it saves CHF 296.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 410.50 in 2025 to CHF 299.60 — a rise of 3.7 %.
The 19 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Lucerne, not to the municipality.
Adligenswil · Buchrain · Dierikon · Eich · Malters · Meggen · Meierskappel · Neuenkirch · Nottwil · Oberkirch · Root · Rothenburg · Ruswil · Schenkon · Sempach · Sursee · Udligenswil · Werthenstein · Wolhusen
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Luzerner Hinterland | CHF 440.45 | View |
| CSS | CHF 441.70 | View |
| Sanitas | CHF 443.60 | View |
| sana24 | CHF 445.10 | View |
| Vivao Sympany | CHF 445.50 | View |
| KPT | CHF 446.90 | View |
| CONCORDIA | CHF 447.40 | View |
| EGK | CHF 451.20 | View |
| Atupri | CHF 455.70 | View |
| Avenir | CHF 456.40 | View |
| Assura-Basis | CHF 456.60 | View |
| SLKK | CHF 458.00 | View |
| ÖKK | CHF 458.50 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 464.50 | View |
| Sumiswalder | CHF 464.60 | View |
| Aquilana | CHF 468.20 | View |
| SWICA | CHF 476.60 | View |
| Philos | CHF 485.20 | View |
| Visana | CHF 485.30 | View |
| rhenusana | CHF 498.60 | View |
| vita surselva | CHF 505.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 526.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.